Frequently Asked Questions
What types of clients do you work with?
We work mainly with individuals and families. Our clients include professionals, business owners, corporate executives, retirees, and families needing intergenerational financial planning. Oftentimes, new clients contact us for the first time when they are confronted with a transition of some sort, like retirement, the loss of a spouse, a career change, starting a new business, or an inheritance. These clients benefit from our experience in developing retirement forecasts, administering estates and managing trusts, planning for family and charitable gifting, rolling over old retirement accounts, and recommending small business retirement plans.
How do you find new clients?
Most new clients come to us through referrals from existing clients or professionals we have worked with over the years. This referral-based growth has allowed us to develop our business steadily without losing focus on our existing clients.
Do you work with clients outside the Bay Area?
Most clients begin working with us while living in the Bay Area, but we have maintained many good relationships with clients who have moved from the area to retire or as part of a job change.
What types of reports will I receive for my investment accounts?
We send quarterly portfolio reports for each account that we manage. In addition, our clients continue to receive monthly or quarterly brokerage statements directly from their custodian.
Will I have to sell all of my current investments to work with you?
Many clients come to us with appreciated securities that cannot be sold without capital gains consequences. We frequently find that these holdings fit nicely into the overall investment plan for the client. If we feel there is a need for significant or rapid change to a portfolio, it will be discussed with the client in advance. Otherwise, we will implement the investment plans gradually over a period of months and sometimes years.